Destination Canada Insurance Review

Destination Travel Group Travel Insurance Review

The Destination: Travel Group Inc. (DTGI) is an insurance organization providing travel insurance products for over 30 years. Their travel insurance products are underwritten by Zurich Insurance Company Ltd (Canadian Branch), with assistance and claims services provided by World Travel Protection Canada Inc.

Destination Standout Policy Benefits

Destination Advantages & Disadvantages

   Advantages

• Destination’s travel insurance policies are competitively priced, particularly for travellers under age 60. 
• You can purchase the Destination Travel Leisure or Destination Snowbird plan after departing from Canada.
• The Destination Student Outbound Plan contains many great benefits with higher maximum coverage than many other student plans for Canadians, such as:
  • Accidental Injury, 
  • Cremation at Place of Death,
  • Dental Pain,
  • Eye Examination, 
  • Follow-up Visits, 
  • Maternity, 
  • Mental Health Practitioner. 
• The Destination Travel Leisure plan is a competitively priced option for young Canadians and older Canadians between the ages of 55 and 74 travelling for up to 25 days. 

   Disadvantages

• The Destination Snowbird plan excludes multiple medical conditions in its policy eligibility criteria.
• The Destination Snowbird plan has a long questionnaire for medical conditions. This means that it will be less cost-effective for people with multiple conditions. 
• The Destination Leisure plan is only available for older Canadians (between 55-74) if they travel for a short period of less than 25 days.

Frequently Asked Questions

Show  Age Availability

Q: What is Destination's policy age limit?

A: 

Destination Travel Leisure Plan	Up to age 74
Destination Snowbird Plan	Up to age 89
Destination Student (Outbound) Plan	Up to age 41
Destination Expat Plan	Up to age 64

Show Stable Pre-existing Medical Conditions

Q: Does Destination Travel Group have plans that cover stable pre-existing medical conditions?

A: Yes! Destination does have emergency medical policies that cover pre-existing conditions. Generate a quote on the left side of this page to check stability requirements.

Show Cost

Q: How do Destination's policy costs compare to other BestQuote policies?  

A: We created a bar chart to show you how the Destination Snowbird and Destination Travel Leisure plan cost compares to other BestQuote emergency medical policies for Canadians in 4 age categories: 25, 40, 55, and 75.

We compared each policy on March 13, 2025, with the following fixed criteria:

• Traveller type: Canadian traveller
• Policy type: Emergency medical insurance (single-trip)
• Deductible: $0
• Province: Ontario 
• Medical conditions: None
• Policy length: 30 days (1-month) 

The bar chart below compares the Destination Snowbird and Destination Travel Leisure plans against the average cost of all emergency medical single-trip policies available to Canadians in 4 age categories. Each policy has a rank assigned based on cost. The lowest cost policy is 1, and 11 is the highest.